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Clubmoni
Illustration of a Clubmoni contribution record on a phone at a payment counter
Save together. Build trust.

Collect contributions.
See who has paid.

Collect by mobile money, save in your Cashbox, and see confirmed payments and loans in one place.

One shared record

Everyone sees the same numbers.

Club Masters record money once. Members, officers, and partners work from the same clear record.

01Set club rules
02Record savings and loans
03Share member updates
Lumley Market Women Club Records current
Members
32
Saved this round
SLE 3,800
Paid on time
94%
Member Payment Amount
Hawa Conteh Book payment + SLE 150
Abu Kamara Loan repayment + SLE 300
Fatmata Sesay Wallet payout - SLE 200
Example Clubmoni member home showing options to add money, see balances, and ask for a loan
Member app · Example account
For members

Add money. See your balance. Ask for a loan.

Pay in through Tenkipay or an agent, check your payments and balance, and request a loan if your club offers one.

01Your balance and payment history
02Your contributions and loans
03Your Clubmoni credit score

Club invitations can be shared on WhatsApp. Your balances and payment records are managed in Clubmoni.

Open Clubmoni
Clubmoni credit score

Your payment history can speak for you.

Once you have enough club history, you can see your Clubmoni credit score and what affects it. Paying contributions on time and repaying loans can help build your standing.

It is not a credit-bureau score and does not guarantee a loan.

Log in to see your record

Built from your club record

Contributions paid on time

Loan repayments

Overdue payments

Use cases

See it work for your club.

From market savings to community projects, see where Clubmoni fits.

Explore use cases
Choose your next step

Save for yourself. Collect for a project.

Personal Cashbox

Add money for your own plans. Need help leaving it untouched? Lock an amount until a date you choose.

Save for a date

Project contributions

Set a target, share one link, and see each confirmed contribution against your project.

Create a project link